Prequalify for a Home Loan in Northern New York

We deliver great rates
& hassle free service.

We make the home loan process easy...

First Niagara Mortgage

Our team of local financing experts is ready to guide you through the home-buying process. We are committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process. Our trained and certified loan originators specialize in financing homes in the Northern New York area real estate market. We are prepared to find the right loan program and with the lowest interest rates and the lowest down payments available.

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Mike Santulli

Mike Santulli


Home Loan Consultant
First Niagara Mortgage
210 Court Street
Watertown, NY 13601


Visit my website


Mobile: 315-952-6580
Office: 315-788-4270


Let me know how I can assist you with your Northern New York Mortgage needs. I am here to help!